For first-time and experienced home buyers alike, buying a home can be a daunting process - there's a lot to take in and remember, and you may be struggling with conflicting advice. But it doesn't have to be stressful. To help you make the right decisions, we've compiled a list of questions you may have and the key questions to ask your solicitor or conveyancer before buying a house.
Why do I need a conveyancer?
Conveyancing is the legal process by which the ownership of a piece of real estate, such as a home, transfers from one party to another. With complicated procedures, documentation and regulations to follow, it's sensible to instruct an experienced agent to take care of the legal side of things for you.
When do I need a conveyancer?
We recommend you start shopping around for a conveyancer or solicitor as soon as you decide to buy a home - particularly if you are a first-time buyer. At the very latest, you want a conveyancer in place by the time you're putting in an offer to purchase a new home.
Never sign anything without seeking advice first - a conveyancing partner will help you avoid pitfalls and make sure you understand exactly what you're agreeing to. We will inspect the contract and go over it with you, and alert you to any hidden land issues, taxation, etc.
What costs are involved?
Fees arise at different stages of a conveyancing transaction, so it's important you're prepared for them. Generally, you can expect fees relating to:
- Conveyancing costs and fees
- Search costs
- Moving costs
- Relevant rates and taxes
- Loan repayments
- Fees and payments to discharge loans such as a mortgage
- Advertising and marketing costs (where relevant)
We can advise you fully on all of these costs so you have confidence you're financially prepared. We will also be your "middle man" between you and your lender/broker to make sure funds are available for settlement.
What fees do you charge?
Conveyancing fees vary depending on the scale and complexity of the work involved. Unforeseen costs do sometimes arise, particularly if there is a need to source information from third parties. We will do our best to keep these minimal and we will consult with you fully wherever possible. We are happy to provide you with a quote - contact us today to discuss your needs with us.
How will you communicate with me?
We return telephone calls and correspondence on the same day when possible. We also provide regular SMS updates to your mobile so you are kept up-to-date with each part of the process.
Can you help me purchase plots of land?
Absolutely. We can assist you with buying plots of land and units which are yet to be built. We can also assess your eligibility for any relevant government grants, advise you of timescales, and calculate stamp duty which needs to be paid.
Can you help me transfer property?
If you're looking to purchase a property from a family member, or transfer a property, we can advise you how to complete a Non-Contract Transfer - the cheaper and legal way to transfer property between family members.
We are your friend "in the game". Experts in real estate since 1992, our Solicitors and Conveyancers at East Coast Conveyancing can guide you through the entire conveyancing process. Download our free ebook, 'Buying a House: The Easy Guide to Conveyancing' for more information.